Silver Surfer - why it's cool to be over 60!

What's in a name! Quite a lot actually and the oneof 18 and 65 but boy, once this threshold is breached,
being coined for the older age group at the moment isit's open season on anyone the wrong side of this
that of 'silver surfer' and what a great name it is. Fornotional bracket. Try and find an annual travel
those approaching retirement, it sums up neatly, and ininsurance policy when you are past 70, they exist but
such a positive way, what the future holds in store. Noat a price. The simple fact is that those 'over 65' are
longer should terms such as 'the grey generation' bedeemed a greater risk for cancelling a holiday before
used to describe this large section of the population.going, curtailing a holiday once abroad and incurring
Retirement is not 'grey' but bright and vibrant. 'Thehigher medical costs but it is time that policies were
future's bright, the future is .....' as one well knownmore tailored to the individual rather than the group.
advert puts it but it could easily be used for a vision ofThere are many 70 year olds fitter than twenty
the future of many people entering retirement, fit,something's and less at risk on their cruise down the
healthy and better off than their equivalents ofDanube than the bright young things strutting their stuff
previous generations. Children off their hands, spareon the dance floor in Ayia Napa but it was ever thus!
cash, mortgages paid off and free time, this generationThere is no easy answer except it pays to shop
has never had it so good. So the term ' Silver Surfer'around and there are travel insurance providers for the
conjures up the picture of far off places, living new'over 65' age group on the market which also provide
experiences, being active and enjoying life and whycover for pre-existing medical conditions travel
not. After all, isn't this what we all work for?insurance. But don't allow the extra premium you may
But there is a fly lurking in the ointment, or sun tanhave to pay to enjoy your new found lifestyle
cream for that matter. Why then, when life is startingdissuade you from taking out adequate cover in the
to look up, is it so difficult to find a travel insurancefirst place. A hefty medical bill will certainly drain those
policy that does not penalise us for being older thanhot vibrant colours back to grey in no time if you do
the average. Generally, if in good health, insurers willdecide to take the risk of having no cover.
provide the same rates for anyone between the ages